Investigative consumer reports go further than credit reports by supplying information about the character, general reputation, personal characteristics and mode of living of the subject of the report. This information is obtained through a more intensive investigation, which can include personal interviews with neighbors, friends, business associates, etc. The FCRA provides special rights regarding these reports, as does California law. This website provides the rules and forms that satisfy the requirements of both federal and state law. Failure to comply with these rules can result in significant penalties and costs.